3A Utility Token

3A is a decentralized lending protocol offering efficient leverage with no recurring interest for crypto and on-chain Real World Assets, ensuring enterprise-grade security. It is non-custodial and permissionless, enabling users to leverage their long position, which is particularly attractive for yield-bearing assets like liquid-staked tokens, LP tokens, tokenized bonds and treasuries. Users deposit whitelisted crypto-assets (e.g., stETH) as collateral into a smart contract called vault, allowing them to mint and withdraw EURO3 stablecoin, pegged to the Euro. EURO3 is then used to buy and deposit more collateral. In order to avoid liquidation, vaults must maintain a required Health Factor (HF) determined by the 3A data-driven risk model. In addition to the collateral, the loans are secured by the Stability Pool which contains EURO3 tokens staked by fellow borrowers acting as guarantors. 3A protocol solves four critical problems for users and protocols : 1. On-demand, low-cost liquidity by borrowing against a wide range of tokens at zero interest rate 2. Deep liquidity on DEXs without the need to incentivize or pay the other side of the liquidity pools 3. Sustainable yields and cashback options in a safe and secure environment 4. Treasuries management with smart capital allocation EURO3 is the Euro-pegged stablecoin used to pay out loans on the 3A protocol. It is tradable and exchangeable and users can always use 1 EURO3 to pay back 1 Euro worth of their loan directly on the 3A platform. Additionally, users can redeem 1 EURO3 for 1 Euro worth of collateral from vaults with HF <minHF. A3A utility token is used to orchestrate the 3A ecosystem. The value that comes through the 3A platform is returned to the A3A token holders and can be used to automatically repay 3A loans by users who stake A3A. The total A3A supply is capped at 1,000,000,000 tokens.