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Every $PAYD trade pays a 3% creator fee. It goes to a contract, not a wallet: the fee buys tokenised equities — QQQ, NVDA, TSLA, SPCX, SPY, plus $PONS — and pushes them to holders every 30 minutes. No staking, no sign-up, no claim: hold the token, that is the whole job. 81% of every fee goes to holders. No owner, no pause, no admin withdrawal in any of the eight contracts. Payd is the plugin behind it — any Pons launch can point its fee at the same machine.