IncomRWA (iRWA) is a decentralized real-world asset (RWA) protocol that brings institutional-grade trade finance yields on-chain. The protocol leverages the expertise and risk frameworks of Incomlend, a Singapore-based trade finance platform that has financed over $1 billion in receivables globally since 2016. IncomRWA bridges the $4.5 trillion trade finance market into Web3 by enabling users to earn stable, USD-denominated yields backed by short-term, credit-insured trade receivables representing real payment obligations between global buyers and suppliers.